A new whine about health care reform

Oh if they didn’t already have enough to complain about here is yet another thing. Somewhat as a surprise to many people, especially some companies who will now pay it, a fee of $63 per person is going to go into effect to transfer money to insurance companies (a bribe) so they will comply with the law and now start insuring people with pre-existing conditions.

Now from the hand-wringing about this you’d think this is going to bankrupt every business in the country, but the total amount of money might be as large as $25B. Oh the horror of it. What’s that, one month of what Iraq cost or Afghanistan is costing, a couple of B-1s or F22’s, a spare aircraft carrier or two, or even better, a few hundred extra nukes.

Now I’ve never been nailed with the scarlet letter of pre-existing conditions and thus denied insurance, but it’s close and with my latest new out-of-bounds blood chemistry number it could happen. And I know lots of people who have gotten nailed with this. I know people in California that went to private pay doctors and for treatment, off-the-books, in Costa Rica, just to avoid having the pre-existing conditions hanging over their head.

Now with my latest “scare’ of an out-of-bounds bit of blood chemistry I’ve decided to finally get serious and drastically improve my fitness and get off all the meds. But those records will live forever. Some insurance company probably thinks I’ll get lazy and go off health kick just so I can have a heart attack and get some money from them. Right, guys – I want to be sick just to get money!

So we have this amazing situation: a) somehow we assume the people with pre-existing conditions are yet more dependents on government getting gifts (sure, being sick is so much fun just to get those handouts), and, b) we assume this relatively tiny amount of money will break (quick, how much did we give away to Goldman Sachs so they could pay huge bonuses (add in the $185B to AIG since that was just backdoor to Goldman)). So we can scrap up $25B in a flash when it comes to “gifts” for the rich or the military, but try to help people with health conditions and it’s socialism and the end of the world and the death of capitalism and recession on the horizon.

What incredibly distorted values we have as country – we love wars, we hate sick people.


About dmill96

old fat (but now getting trim and fit) guy, who used to create software in Silicon Valley (almost before it was called that), who used to go backpacking and bicycling and cross-country skiing and now geodashes, drives AWD in Wyoming, takes pictures, and writes long blog posts and does xizquvjyk.
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2 Responses to A new whine about health care reform

  1. The $63 per head is suppose to go down over three years.FYI Bear has lost 17 pounds since Oct 22nd. The best news that at the doctor’s office yesterday, his blood pressure is down 15 points. Better yet, on this diet, he isn’t suffering from giving up stuff – except for desserts, that’s a killer for him. We go through a lot of fruit a week.

    • dmill96 says:

      Wow, a bit of a race, I’m down 19 since 22Oct (with estimated 15 more before that over several months without careful/recorded measurements). But my pace is slowing down. Reduced weight means lower caloric intake requirements and lower weight means less calories burned at given level of METs in exercise, so double-whammy to reduce rate of decrease so I’m expecting to slow my drop (not mentioning loss of focus during holidays) to about half the weekly loss for the next 30, so out to about April.

      I saw that the $63 drops, but what surprised me is that it isn’t that much, in aggregate to begin with, and I almost wonder (given it’s a drop in the bucket) why the exclusion ever existing, given large enough pools. Obviously people with pre-existing conditions are likely to cost more, but so are lots of other people who haven’t yet hit the system, so the weeding out the insurance companies need probably didn’t save much and yet was such a burden to the patient. And so it could be fixed with relatively small (again compared to the huge total cost) incremental expenditures. The insurance companies certainly got a deal with Obamacare, since it appears 100% of any expanded coverage is paid for from government source, so why even have the insurance companies (I know the answer, it wasn’t politically feasible to fight multiple fronts: insurance, the providers, and the Repugs, so basically the insurance companies were bought off to keep them quiet (originally mildly supportive)).

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